Get the Funds You Need—No Collateral
NaijaSpora connects you with legitimate lenders offering fast, flexible loans designed for students and travelers — with no collateral required and 100% transparency.
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Secure the funds you need for your travel dreams — no property, no guarantor, no stress.
Quick Access to Travel Loans
Whether you're planning to study abroad, attend a conference, or relocate, you can access loan options without pledging property or assets.
Tailored for Students & First-Time Travelers
Our lending partners specialize in loans for young adults starting their global journey — no corporate credit history required.
Low Rates. Transparent Terms
Say goodbye to shady loan sharks. NaijaSpora only partners with licensed financial providers that offer fair interest rates and clear repayment schedules
Professional quality and simple pricing
Choose a plan that fits your travel and financial timeline.
basic
Get clear guidance on no-collateral loan options and how to apply. The Basic Plan helps you understand requirements, avoid mistakes, and move forward with confidence
Loan Amount: ₦200,000 – ₦3,000,000
$10/month
premium
Get full support with your no-collateral loan application. Our Advanced Service reviews your profile, refines your documents, and guides you strategically to boost approval confidence.
Loan Amount: ₦300,000 – ₦5,000,000
$40/month
How Does It Work?
Four quick steps to get a loan — no collateral required.
Step 1
Fill out your loan request form in just a few minutes.
Step 2
We verify your identity with secure, digital documentation.
Step 3
Our system assesses your profile and repayment eligibility instantly.
Step 4
Once approved, funds are sent to your account immediately.
Other Services to Supercharge Your Journey
Visa Interview Prep
Expert coaching and mock sessions to help you confidently ace your visa interview.
Agent Verification Services
Find and connect with verified, trusted travel agents — no more scams.
Document Verification
Ensure your documents are accurate and compliant before submission.
Join Naijaspora—a trusted community of Nigerians at home and abroad achieving visa success together.
